Should You Tap Retirement Savings to Fund College? There are three things to consider before dipping into retirement savings to pay for college. Share | Have A Question About This Topic? Address Thank you! Oops! Related Contents A Bucket Plan to Go with Your Bucket List A bucket plan can help you be better prepared for a comfortable retirement. When Should You Take Social Security Monthly Social Security payments differ substantially depending on when you start receiving benefits. Inflation & Retirement Estimate how much income may be needed at retirement to maintain your standard of living.